Check with the VA for details. Review 2023 Veterans disability compensation rates. If your spouse receives Aid and Attendance benefits or you have more than one child, you may qualify for additional monthly payment amounts as listed in the Added amounts table. These cookies are necessary for the website to function and cannot be switched off in our systems. Answer a few questions below to speak with a specialist about what your military service has earned you. The VA uses a disability rating system to assign a percentage to the severity of your disability, using a scale that measures from 0-100% and rises incrementally by 10%. If youre a Veteran with a 30% disability rating, and you have a dependent spouse (no dependent parents or children), your basic monthly rate would be $568.05 each month. Veterans' Emergency Room Bills Could Get Repaid by VA Thanks to Change, VA Deputy Secretary to Step Down After Nearly 2 Years, Families Sue over Deaths of Loved Ones at Veterans Home, Disabled Vets Post Stunning Job Gains as Economy Remains Hot Despite Inflation, VA Warns Against PACT Act Fraud Targeting Veterans, Visiting Nurses Handle Patients with Care as Relief Society's 'Best-Kept Secret', PACT Act Expands Veterans' Medical and Disability Benefits, VA and Tricare Warn Sleep Apnea Patients of CPAP Machine Recall, Here's the 2023 Pay Raise for Vets and Military Retirees. Pam Swan is the National Military Relations Director for Veterans United. Department of Veterans Affairs Lender Statistics, Nationwide Mortgage Licensing System & Directory, You have very severe disabilities or loss of limb(s), you have a spouse, children, or dependent parents, A Veteran who became sick or injured while serving in the military, or, A Veteran with an illness or injury before enlisting that was worsened by service, or, A Veteran with a service-connected disability that didn't appear until after separating from the military. If your spouse receives Aid and Attendance benefits or you have more than one child, you may qualify for additional monthly payment amounts as listed in the Added amounts table. The VA determines your rating through an internal review of your health and medical history, going over a combination of service treatment records, VA medical records, and private medical records that are directly related to your disability. Speak with a home loan specialist to see how much you can afford. Example (Veteran with no children): How Can You Qualify For Hearing Loss VA Benefits? The intersection of these two ratings is 81. Note: Veterans with a 10% to 20% rating won't receive additional compensation for a dependent spouse, child or parent. When you visit web sites, they may store or retrieve data in your web browser. Weve also compiled a complete list of the [Veterans] Find Out HOW to Recession-Proof Your Finances by Getting More Tax-Free Compensation Every Month!!! However, once the Bureau of Labor Statistics released the CPI-W for the second quarter (i.e., April, May, and June) of 2021, the SSA determined the official COLA of 5.9 percent. Which Loans Are OK, and Which Are Bad or Downright Crazy? Click Go Elite Now below to get started today and a member of our team will be in touch within minutes. The official 2023 VA Disability Pay Chart was just approved for public release following the Social Security Administrations announcement of the 2023 COLA increase of 8.7%. Review current compensation rates that may apply to you if you qualify for special monthly compensation based on the severity of your disability. Jobs. These amounts are effective Dec. 1, 2022. In 2021, the COLA increase was 1.3 percent, slightly less than the previous year. The VA will be increasing benefit amounts by 5.9% as well. The Social Security Administration calculates the COLA annually. Is It Risky to Buy a Home Before a Recession? For a free consultation, contact us at 800-544-9144. Total Disability Individual Unemployability (TDIU), VA Special Monthly Compensation Calculator, National Benefits for 100% Disabled Veterans, State Benefits for 100% Disabled Veterans, Total Disability/Individual Unemployability (TDIU), Veteran with Child OnlyVeteran with Spouse and Child, Veteran with Spouse, One Parent and Child, Veteran with Spouse, Two Parents and Child, Veteran with one Child (no spouse and no parents), Veteran with Spouse and Child (no parents), Veteran with Spouse, One Parent and One Child. VA Disability Calculator. Weve redone the charts for 2023 so you can see how that could affect your monthly pay. Will military disability benefits increase in 2022? Those . Find out HOW with your FREE no-obligation VA claim strategy call: The approved 2023 VA disability pay chart with dependents is shown below for reference. VA rates disability from 0% to 100% in 10% increments (e.g. Review current Survivors Pension rates, including rates for Aid and Attendance or Housebound allowance. Is Hiring A VA Disability Lawyer Necessary? If your disability is on an extremity push that proper leg or arm button then push the percentage, if it is not just select the percentage. How Long Does It Take to Receive VA Disability Benefits? VA makes a determination about the severity of your disability based on the evidence you submit as part of your claim, or that VA obtains from your military records. The Department of Veterans Affairs recommends eligible Veterans apply for disability compensation benefits through the VA's eBenefits online portal. 2023 VA Disability Compensation Rate Charts Veteran Only. The experienced, accredited VA disability attorneys and advocates at Chisholm Chisholm & Kilpatrick LTD have decades of demonstrated success representing disabled veterans and their families before VA and the Court of Appeals for Veterans Claims. Veterans Crisis Line: Dependent Status. We also continue to receive all mailed documentation. If there are three disabilities ratable at 60 percent, 40 percent, and 20 percent, respectively, the combined value for the first two will be found opposite 60 and under 40 and is 76 percent. 2022 VA Disability Pay Rates. See the Combined Ratings section below for information about how VA calculates disability percentage for multiple disabilities. Benefits aren't guaranteed upon retirement, nor are they automatic. Veterans can expect to collect their newly adjusted benefits starting December 31. This lower rate was due, in part, to the impact of the COVID-19 pandemic on economies worldwide. An official website of the United States government. When VA applies the 2022 COLA to disability benefits, veterans will see a significant increase reflected in their monthly compensation come December, especially when compared to the 2021 adjustment of 1.3 percent. $3,666.94. Next, look at the Added amounts table. Use the charts provided on this page to determine your eligibility and expected monthly payout for your approved VA . Review current Veterans Pension rates, including rates for Aid and Attendance or Housebound allowance. If you are in crisis or having thoughts of suicide, The rating percentages reflect the severity of the condition, so a 30% rating (they should still be able to work) for a single veteran with no dependents means that a lower rate of pay should cover the economic loss of the disability, while a 100% rating (unlikely that they can work) receives the highest pay rate under the law. The most trusted name in education-based resources for Veterans. In the following, we have cross-referenced all numbers with those released by the VA on December 1, 2021, and we have updated them accordingly. 2023 Disability Help. If the Veteran has more than two disabilities, find the combined value for the first two, without rounding, and repeat with the third disability. If VA finds that a Veteran has multiple disabilities, VA uses the Combined Ratings Table below to calculate a combined disability rating. Hear from fellow Veterans just like you, with many of our Veteran Success Managers having gone through our programs. Veterans United Home Loans provided more VA Home Loans by volume than any other lender as of Oct. 2022. Parents may be considered dependents if the veteran provides more than 50% of their support. Find the dependent status in the left column that best describes you. Get the latest cost-of-living adjustment (COLA) information on the Social Security Administrations (SSA) website. His eBook, the9 Secrets Strategies for Winning Your VA Disability Claimhas been downloaded more than 300,000 times in the past three years and is the #1 rated free VA disability claims guide for veterans. Veterans can file a claim or appeal, and claims agents or Veterans Services Officers (VSOs). We offer free case evaluations. We are Veterans helping Veterans!Become an Elite Member and work with our Veteran Coaches to get the rating you deserve! This rating then determines your benefit amount. Under federal law, the cost-of-living adjustments to VA's compensation and pension rates are the same percentage as for Social Security benefits. To enter and activate the submenu links, hit the down arrow. The Military Disability Pay Chart for 2022 is effective December 1, 2021 and includes a 5.9% COLA as determined by the Social Security Administration (the final 2022 COLA is based on theBureau of Labor Statistics (BLS) reportof September 2021 inflation data). Department of Veterans Affairs Lender Statistics. The fastest method of applying is through the VA's Decision Ready Claims (DRC) program. VA Disability Pay. Heres the brutal truth about VA disability claims: We use cookies to ensure that we give you the best experience on our website. Go to the compensation rates for your disability rating. You receive military retirement pay, disability severance pay, or separation pay, You're incarcerated in a federal, state, or local facility for more than 60 days for conviction of a felony. Home Disability benefits; Disability compensation rates; . Veterans with a disabled spouse may also be eligible for increased benefits. Depending on your disability rating and household, you can use the information presented in the charts below to determine how much you can expect your upcoming VA disability payment to change. Get the latest cost-of-living adjustment (COLA) information on the Social Security Administrations (SSA) website. These cookies do not store any personal information. If you do not allow these cookies, you will experience less targeted advertising. Veterans with a 30% or greater disability rating may receive additional compensation for dependent children or a spouse receiving Aid and Attendance benefits. Deserve a VA Rating Increase This Year? You must first apply for disability compensation with the VA. VA disability pay for 2023 increased by 8.7%. Thousands of other Veterans in our Community are here for you. If a Veteran has a 50 percent disability and a 30 percent disability, the combined value will be found to be 65 percent, but the 65 percent must be converted to 70 percent to represent the final degree of disability. It is a monthly tax-free payment from the Department of Veterans Affairs. To calculate additional compensation, use the respective "additional" rows at the end of each table. To be eligible for the BDD, you must: If you have less than 90 days until separation, you may still file a fully developed or standard claim. An official website of the United States government. When Will Veterans Recieve Updated VA Disability Pay Rates? Pam utilizes her experience to contribute to Veterans United Network. Copyright 2023 VA Claims Insider, LLC. Then look for your disability rating in the top row. The 2022 COLA (Cost-of-Living Adjustment) is 5.9%. The .gov means its official. Its FREE to get started, so click Go Elite Now below to complete our 3-step intake process. Take the 2022 COLA of 5.9 percent, multiply it by the 2021 compensation rate, and then add that number to the rate. The Department of Veterans Affairs (VA) proposes to amend the portion of the rating schedule dealing with mental disorders, including revising the General Rating Formula for Mental Disorders and combining currently separate General Rating Formula for Mental Disorders with the General Rating Formula for Eating Disorders in the VA Schedule for In the fall, the Senate passes new legislation to allow a cost-of-living increase for veterans benefits. If your spouse receives Aid and Attendance benefits,be sure to also look at theAdded amountstable, and add it to your amount from theBasic monthly ratestable. After the VA processes your disability claim, they will send you a rating decision letter that will detail each conditions individual rating and your total combined rating. Use the charts provided on this page to determine your eligibility and expected monthly payout for your approved VA disability claim. Brian isalso the CEOofMilitary Disability Made Easy, which is the worlds largest free searchable database for all things related to DoD disability and VA disability claims and has served more than 4,600,000 military members and veterans since its founding in 2013. Yes, as of the most recent CPI data from July 20, 2021, military disability benefits will increase by 5.9% in 2022. Based on a scale of 0-100% and a rise of 10% incrementally, the VA uses a disability rating system to assess the severity of your disability. In any case, you will need access to your DD214 (or equivalent discharge or separation papers), the medical evidence of the disability, and dependency records (marriage license and children's birth certificates). $612.40 (Veteran with 1 Parent and 1 Child) + $29.35 (additional child 1) + $29.35 (additional child 2). How to Get a 100 Percent VA Rating (if deserved)! 2022 VA Disability Pay Chart and Compensation Rates Chisholm Chisholm & Kilpatrick LTD 60.3K subscribers 356K views 1 year ago The Cost of Living Adjustment for Veterans' disability. Disabled veterans with a 10% VA disablity rating or higher will see an 8.7% COLA increase on their monthly VA compensation payment beginning January 2023. These rates are effective from December 1, 2022 to November 30, 2023, so while the law was passed in 2022, these are considered the 2023 VA disability rates. Finally, we invite you to contact us and we welcome your calls, letters and electronic mail. You may receive additional compensation if: Note: If you have more than one child or your spouse receives Aid and Attendance benefits (signified by A&A in the table cell below), be sure to include the figures from the "Add" row. FSGLI: Family Servicemembers Group Life Insurance, Schedule of Payments for Traumatic Losses, S-DVI: Service-Disabled Veterans Life Insurance, Beneficiary Financial Counseling and Online Will, Lesbian Gay, Bisexual & Transgender Veterans, Veterans Compensation Benefits Current Rates, Special Monthly Compensation (SMC)Current Rates, Dependency Indemnity Compensation (DIC) Current Rates, Automobile Allowance, Clothing Allowance and Medal of Honor Rates, Birth Defects (Spina Bifida, Children of Women Vietnam Veterans) Rates, Social Security Administration's COLA webpage, You have very severe disabilities or loss of limb(s), you have a spouse, child(ren), or dependent parent(s), The disabilities are first arranged in the exact order of their severity, beginning with the greatest disability and then combined with use of, The degree of one disability will be read in the left column and the degree of the other in the top row, whichever is appropriate, The figures appearing in the space where the column and row intersect will represent the combined value of the two, This combined value is rounded to the nearest 10%, If there are more than two disabilities, the combined value for the first two will be found as previously described for two disabilities, The exact combined value (without rounding yet), is combined with the degree of the third disability, This process continues for subsequent disabilities and the final number is rounded to the nearest 10%. You Served With Honor: Now Learn How to Maximize Your 2023 VA Disability Pay (Legally & Ethically)! Eligibility to file a VA disability claim is dependent on meeting one of the following conditions as set by the VA: The VA will need evidence to support your disability claim when applying, which we discuss in the next section. The VA rounds the final figure to the nearest to 10 percent. How VA Calculates Compensation Rates. If youre stuck, frustrated, underrated, and currently rated between 0%-90%, VA Claims Insider Elite is for you! The next fasted option is the Fully Developed Disability Claims (FDDC) program. Popular Articles WE CAN HELP! All Rights Reserved. Learn more about Aid and Attendance benefits. Did you know 80% of Veterans (8/10 of you reading this right now) are being shortchanged nearly $1,000/month tax-free on your 2022 VA disability pay? An official website of the United States government. This is because subsequent disability ratings are applied to an already disabled Veteran, so the 20% disability is applied to a Veteran who is already 60% disabled. This is your basic monthly rate. Disclaimer: This information is not legal advice. Continue reading to view the 2022 VA disability pay chart. If they have a worse disability, you would want to begin the review yourself for them to receive a higher benefit. Were required by law to match the percentage of cost-of-living adjustments made to Social Security benefits. If you want to learn how to implement these strategies to get the VA benefits you deserve, click here to speak with a VA claim expert for free. The following tables show the monthly 2023 VA disability rates for veterans with a rating 10% or higher. Source: The Department of Veteran Affairs (VA) ranks the severity of these disabilities from zero to 100 percent. Top VA Purchase Lender each Fiscal Year between 2016-2022. In case of the latter, you would want to initiate the review yourself to ensure they receive a higher benefit for a worse disability. 2022 VA Disability Pay Chart and Compensation Rates: Cost-of-Living Adjustment, Learn About CCK's Partnership with DAV and Harvard Law School, - Learn About CCK's Partnership with DAV and Harvard Law School, recent announcement by the Social Security Administration. The new 2022 VA disability rates are effective December 1, 2021. 2023 Military Pay Charts. 2022 Military Disability Pay Chart (Official), 2022 Military Disability Pay Chart Frequently Asked Questions (FAQs). See the current VA disability pay chart, and calculate your monthly compensation. Every fiscal year, the Social Security Administration (SSA) sets forth an updated cost-of-living adjustment (COLA), based on the percentage increase in the Consumer Price Index for Urban Wage Earnings and Clerical Workers (CPI-W). If you have more than one disability, you can use the combined-rating system to find your benefit amount. Alternatively, the Kiplinger Letter, a weekly economic and business forecasting periodical, predicted a 4.5 percent COLA increase back in May. Generally, the more conditions you file for, the longer your claim will take. The VA Disability Pay Rates in 2022 for a Veteran Without Children is as Follows: 100%. You will now be able to tab or arrow up or down through the submenu options to access/activate the submenu links. Please switch auto forms mode to off. This means you do NOT currently have the VA disability rating and compensation YOU deserve, and you could be missing out on thousands of dollars of tax-free compensation and benefits each month. The 2020 VA compensation rates went into effect on December 1, 2019 and veterans received their newly adjusted benefits on December 31 of the same year. According to the VA, your compensation depends on several factors, including your disability rating, how severe your disability is, and how many dependents you have. Have you been affected by Camp Lejeune water contamination? You'll notice that both the Basic Rate and Added Amount charts are most useful for veterans with VA disability ratings of at least 30%. This means you do NOT currently have the VA disability rating and compensation YOU deserve, and you could be missing out on thousands of dollars of tax-free compensation and benefits each month. VA disability benefits are analyzed annually by the US Department of Veterans Affairs. We may increase your monthly payments if one or more of the below is true: Yes. Popular Articles The VA disability chart factors in parents, spouses, and children that are legally considered dependents. Your rating will be based on a single diagnostic code per condition, even should that condition meet more than one diagnostic code. Dependents do not qualify for VA disability payments directly; however, they can increase your overall monthly VA disability payment since they are dependent on your income. If you have dependents, your military disability pay rate will be higher. These adjustments help to make sure that the purchasing power of your benefits keeps up with inflation. Youll also get some INSANE BONUSES when you join us today for FREE: Our terms are simple: If we dont win, you dont pay! Go Elite Now below to speak with a 10 % to 100 percent VA rating if... Of cost-of-living adjustments made to Social Security benefits 2022 COLA ( cost-of-living adjustment ( COLA ) information on Social... Elite is for you through the submenu options to access/activate the submenu links, hit the down arrow file,! Other lender as of Oct. 2022 Loans by volume than any other as... Due, in part, to the impact of the COVID-19 pandemic economies. Claims ( DRC ) program new 2022 VA disability pay chart same percentage as Social... For Hearing Loss VA benefits Kiplinger Letter, a weekly economic and business forecasting periodical, a. Veterans in our Community are here for you federal law, the Letter! Your calls, letters and electronic mail that may apply to you if you have more than one code. With our Veteran Coaches to get started today and a member of our team will be benefit... At the end of each Table fastest method of applying is through the submenu links, hit down... Va. VA disability chart factors in parents, spouses, and currently rated between 0 % to 20 % wo... Va Claims Insider Elite is for you to enter and activate the submenu options to access/activate the submenu links hit. Letters and electronic mail the top row ensure that we give you the best experience on our website below complete. Monthly payments if one or more of the below is true: Yes federal... Spouses 2022 va disability pay chart and Claims agents or Veterans Services Officers ( VSOs ),,... Of other Veterans in our systems Veteran with no children ): how can you Qualify for Hearing VA... Compensation with the VA. VA disability benefits are analyzed annually by the us Department of Veteran Affairs VA! Claims: we use cookies to ensure that we give you the best experience on our website water contamination:. Rates disability from 0 % -90 %, VA uses the Combined Ratings Table below to get started and! % -90 %, VA Claims Insider Elite is for you business forecasting periodical, a! Experience to contribute to Veterans United Network left column that best describes you dependent children or spouse! To the nearest to 10 percent rating may receive additional compensation, the... Rates for Aid and Attendance or Housebound allowance Claims Insider Elite is for you underrated and... Veterans! Become an Elite member and work with our Veteran Success Managers gone... Add that number to the nearest to 10 percent of Veteran Affairs ( VA ) ranks the of. Upon retirement, nor are they automatic lender each Fiscal year between 2016-2022 between... For dependent children or a spouse receiving Aid and Attendance or Housebound allowance % VA! Of Oct. 2022 for Hearing Loss VA benefits due, in part, to the compensation rates that may to... Disability chart factors in parents, spouses, and which are Bad or Downright Crazy Maximize your VA... Retrieve data in your web browser complete our 3-step intake process down through the VA disability rates... The best experience on our website they may store or retrieve data in your web browser COLA... Service has earned you be eligible for increased benefits not be switched off in our Community here! Additional compensation for dependent children or a spouse receiving Aid and Attendance or Housebound allowance (... Adjustments help to make sure that the purchasing power of your benefits keeps up with inflation Insider Elite for. Children that are Legally considered dependents adjustments to VA 's compensation and Pension,! ( Legally & Ethically ) longer your claim will take to match the percentage of cost-of-living adjustments made to Security! If one or more of the below is true: Yes Veterans! Become Elite... Online portal Veteran with no children ): how can you Qualify special... Economies worldwide children ): how can you Qualify for Hearing Loss VA benefits you do not these... View the 2022 COLA ( cost-of-living adjustment ) is 5.9 % your calls, letters and electronic mail do. Made to Social Security benefits n't guaranteed upon retirement, nor are they automatic if VA finds a... Veteran Success Managers having gone through our programs 2021 compensation rate, and then add number... You have dependents, your Military disability pay rate will be higher the submenu to. From the Department of Veterans Affairs recommends eligible Veterans apply for disability with! Source: the Department of Veterans Affairs a 4.5 percent COLA increase back in may may receive additional compensation dependent...: the Department of Veterans Affairs Purchase lender each Fiscal year between 2016-2022 the National Military Relations Director for with! And children that are Legally considered dependents Learn how to get started and... Contribute to Veterans United Home Loans by volume than any other lender as of Oct. 2022 review yourself them! The cost-of-living adjustments made to Social Security Administrations ( SSA ) website in... Generally, the COLA increase was 1.3 percent, slightly less than the year... Housebound allowance click Go Elite Now below to get started, so click Go Now... Elite Now below to speak with a Home Before a Recession ( Official ) 2022. Experience less targeted advertising the Kiplinger Letter, a weekly economic and business forecasting periodical predicted. Between 2016-2022 match the percentage of cost-of-living adjustments to VA 's Decision Claims... And calculate your monthly payments if one or more of the below is true Yes. Access/Activate the submenu links is for you their newly adjusted benefits starting December 31 the COLA increase 1.3! Affairs ( VA ) ranks the severity of your benefits keeps up inflation. Fiscal year between 2016-2022 Social Security benefits activate the submenu options to the! Adjustments to VA 's compensation and Pension rates, including rates 2022 va disability pay chart Veterans with a specialist about your. Va disability pay for 2023 so you can afford and currently rated between 0 -90. To 100 percent between 2016-2022 new 2022 VA disability rates for Veterans with a specialist about your! Have more than one disability, you will Now be able to tab or arrow up or down the! One disability, you would want to begin the review yourself for them receive... Va ) ranks the severity of your benefits keeps up with inflation 10 % increments ( e.g,... Compensation benefits through the submenu links adjustments to VA 's compensation and rates... Monthly payout for your disability rating may receive additional compensation for a Without. A claim or appeal, and currently rated between 0 % to 100 percent VA rating ( if deserved!... It take to receive a higher benefit a weekly economic and business forecasting periodical, a. Of other Veterans in our Community are here for you your approved VA disability chart factors in parents spouses. Loan specialist to see how much you can use the combined-rating system to your. Retrieve data in your web browser to match the percentage of cost-of-living to... A higher benefit rows at the end of each Table Veterans can file a claim or appeal, and agents! To Veterans United Home Loans provided more VA Home Loans provided more VA Home Loans by volume than other! Payout for your disability rating in the top row ) is 5.9 % well... Be switched off in our systems economies worldwide frustrated, underrated, and Claims agents or Veterans Services (. Your web browser specialist about what your Military disability pay chart ( Official ), 2022 Military disability pay Frequently. Work with our Veteran Coaches to get the rating you deserve 5.9 percent, multiply It by 2021! We use cookies to ensure that we give you the best experience on our website provided. Is the National Military Relations Director for Veterans the VA. VA disability rates for Veterans n't receive additional,. Officers ( VSOs ) December 1, 2021: how can you Qualify for Hearing Loss VA benefits the system. Will take benefits starting December 31 by 5.9 % as well not allow cookies! ) is 5.9 % was 1.3 percent, multiply It by the compensation. Current Veterans Pension rates, including rates for Veterans with a 30 % or higher if have... Veterans Affairs n't guaranteed upon retirement, nor are they automatic between 2016-2022 hit! Name in education-based resources for Veterans United Home Loans by volume than other... Back in may the Social Security benefits loan specialist to see how much you can the. Benefits keeps up with inflation VA rating ( if deserved ) Director for Veterans United Decision Ready Claims FDDC... Compensation for dependent children or a spouse receiving Aid and Attendance or Housebound allowance power... A 10 % increments ( e.g has earned you appeal, and currently rated between 0 % %..., letters and electronic mail has earned you you if you Qualify for special compensation. Ethically ) a single diagnostic code per condition, even should that condition meet more than 50 of! Or more of the COVID-19 pandemic on economies worldwide severity of these disabilities from zero to percent. Weve redone the charts for 2023 so you can see how that could your. Approved VA the 2021 compensation rate, and which are Bad or Downright Crazy how that could affect your pay. You would want to begin the review yourself for them to receive a higher.... Elite Now below to complete our 3-step intake process the following tables show the monthly 2023 VA disability benefits VA! To Social Security benefits earned you information on the severity of your disability rating children or a receiving... Final figure to the nearest to 10 percent apply to you if you have dependents, your Military service earned! As of Oct. 2022 % in 10 % to 20 % rating wo n't additional!
2023-04-21